ARGIS Farm Extra Insurance

Flexible cover for primary producers

Flexible cover for primary producers

The ARGIS Farm Extra Insurance product is designed to provide comprehensive cover to full time primary producers in Australia.

Our risk appetite centres on providing a complete farm package^ within our can-do occupations and postcodes.

Our underwriting criteria requires your clients to take out a minimum of 5 qualifying cover sections, one of which must be Farmers’ Liability, in order for us to consider offering cover. Key benefits under each cover section*:

  • Special provisions for total loss: additional 30% of the building sum insured paid in the event of a total loss from a catastrophe to cover increased costs to rebuild as a result of the catastrophe event
  • Loss of rent due to insured event: up to 20% of sum insured for the dwelling
  • Unoccupancy: cover limited after 120 days
  • Household contents accidental damage: anywhere in world
  • Unspecified personal effects: automatic cover, limited to 25% of contents sum insured for any one claim/$10,000 limit on any one item, pair/set
  • Owners liability and Personal liability: $20,000,000
  • Fire: Livestock – theft: up to $5,000 any one event/Up to $10,000 any one period of insurance
  • Farm buildings future additions new building up to $200,000. Alterations up to $50,000
  • Farm contents fire fighting costs: up to $20,000
  • Farming interruption: up to $10,000
  • Livestock and goods in transit: limit per animal $2,000, vet fees $1000, removal of debris $5,000/$20,000 any one event
  • Drones Covered up to maximum weight of 25kg
  • Occasional farm contracting: covered up to $100,000 or 20% of combined annual turnover (whichever is the lesser)
  • Property in physical or legal control: animals up to $100,000 ($10,000 per animal). Other property up to $250,000
  • Roadside grazing: automatically included
  • Agreed value: Optional on cars and utilities
  • New vehicle replacement: cars, utes & trucks up to 7,500kg. Less than 3 years old. Up to 50,000km
  • Windscreen extension: excess not applicable to first claim for cars (automatically included) and utilities up to 2 tonne (Optional extension)
  • Legal liability death/bodily injury extension: $20 million

* See further details by downloading our ARGIS Farm Extra Insurance Product Overview brochure.
Please see the ARGIS Farm Extra Insurance PDS for full coverage information.

Cover to suit your clients’ needs

Build tailored cover from these 14 policy sections:

Get a quote today

or contact your broker to discuss further

 

The standard excess applicable to most of the above Sections is $500. Qualifying sections apply.
Terms, definitions, conditions, exclusions and limits apply.

To consider the appropriate building sum insured for residential properties click on the following link for a building calculator: https://understandinsurance.com.au/calculator/building-calculator The results of the calculator are to be taken as general guidance only. The full ‘Disclaimer’ and ‘Important Information’ sections on the website should be read prior to using the calculator.